What’s insurance for, anyway?
Keep in mind that you can’t buy insurance after you have an accident. Therefore, you should think carefully about the position you want to be in if you should ever be in an accident.
This means you should try to think of your auto insurance as a shield.
Our main job is to make sure your shield can withstand as much damage as possible for the most reasonable cost. That means you won’t have to pay out of pocket for repairs or expenses, but it also means making sure your assets and income are protected in case you’re at fault and there’s a lawsuit.
That means, we’ll show you all of your protection options, recommend the right limits and make sure you receive every discount you’re entitled to (such as cars with daytime running lights; better yet, bundling other types of insurance with the same company).
You’ve got to have it—now what?
You’re required by law to carry auto insurance. So you may not think it makes a difference if you get it from a talking lizard, a comic spokesperson, or a locally owned insurance provider like Kaplansky Insurance.
If all insurance is alike, what difference does it make where you get your coverage—just shop around for the best price, right?
What auto insurance covers—and what’s optional…
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
- Liability – in case you are found at fault
- Collision – in the event of your car is damaged by a collision
- Comprehensive – if your car is damaged by anything other than collision
But additional protection may include:
- Medical Payments if you have to pay on an injury for yourself or a passenger
- Emergency Road service if you are ever stranded in your vehicle
- Uninsured Motorist Protection—because even though the law says auto insurance is mandatory, that doesn’t mean that everyone will have it.
The Kaplansky Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you think you’re bargaining for.Because while most insurance products are similar in price and overall function, insurance providers are very different when it comes to structuring a policy that actually covers you.
We’re your neighbors. We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive
Click on the quote request button now or connect with an agent in your neighborhood and let the professionals at Kaplansky Insurance help you forge the strongest shield possible to help you protect the things you care about most.