Home Insurance

Water Damage from a Sewer Back-Up

Stinking, sopping wet. Ruined. That’s what happened to the carpet and some furnishings in your lower level, lovingly furnished, recreation room. Why? Well, a combination of a brief but powerful storm and some deep tree roots blocking the flow in your sewer pipes caused the water to back-up into the room.

In fact, the dirty, putrid water posed a dreadful clean-up situation. Ah, you kept saying to yourself, the insurance will take care of it.

It didn’t. You didn’t know and weren’t told that the sewer-back up coverage is not on the basic policy. It can be added for a small additional charge with an additional form but you were unaware of that.

Now, you are going to have to bear the cost of the repairs—a whopping $5,000—yourself.

If only you had known. Is there something else you haven’t been told about that could jump up and bite you? There might be. And these unknown risks are what we call Protection Gaps.

Protection Gaps are the reason why you need a trusted insurance counselor at Kaplansky Insurance. We don’t want you to fall victim to these dangerous risks, so we will make sure you know what’s what with your home insurance policy. We will describe exactly what’s covered and how much you’re paying for which protections. Then we’ll also explain any protection gaps that might exist and we’ll talk about how to cover them.

We’ll also do one other important thing for you: We will get you the best price for the protection that you want.

Kaplansky Insurance – Massachusetts Based

The full service professionals at Kaplansky Insurance know all about home insurance in Massachusetts. We will pass that knowledge on to you and your family so you never get blindsided again. And with offices all over the state, we’re always nearby whenever you need us.

Don’t waste another minute - make sure your home has real protection today! Complete the Protection Savings Form on this page and we will contact you to review your current homeowner protection. If it needs to be changed we will suggest that. And you will make the final decision based on the sage advice and informed counsel of our savvy insurance veterans.