You work hard to make you business a success. Your insurance coverage should work just as hard as you. In a single, convenient package, a BOP provides the core insurance that most small businesses need, including:
Property Insurance—Protection for your building or office space, as well as property owned by your business, such as equipment and inventory.
Liability Insurance—Coverage for costs that arise if someone is injured at your business or by using your products or services.
Business Interruption Insurance—Also known as Business Income insurance, this coverage replaces lost revenues in the event that your business has to shut down due to fire, wind damage or other covered losses.
You Can Also Tailor a BOP to Meet Your Needs
It’s important to understand that a BOP doesn’t cover all risks associated with running a small business and the coverage limits are usually lower. If you have employees, you may be required to carry workers compensation insurance, depending on your state. If you have a business-owned vehicle, you’ll need coverage beyond your personal car insurance. You might also consider insurance for relatively new risks such as computer system break-in or business identity theft.
The Kaplansky Insurance Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect people we know and care about in Massachusetts, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Purchasing a BOP is smart and convenient.Click on the quote request button now and let the professionals at Kaplansky Insurance help you forge the strongest shield possible to help you protect your business.